SAMUEL R. SALVO

"A senior vice president for Aon Risk Services, Samuel Salvo worked on the 105th floor of Tower 2. He last spoke to his wife, Gladys, about 8:50 a.m., right after the first plane hit Tower 1 and before the second aircraft slammed into Tower 2. ""I said to him, 'A plane just hit the World Trade Center. Are you going to get out?'"" she said. ""He said, 'I don't know.'"" A lifelong Westchester resident, Salvo graduated from White Plains High School. He was the father of two children — David, 29, of Brewster, and Susan, 27, of Yonkers. His sister, Pamela Salvo, lives in White Plains. ""He was a firm believer that you get out of life what you put into it,"" Gladys Salvo said. ""He also believed in taking time to find joy in life."" Salvo loved photography, coin collecting, golfing, traveling and puttering in his garden, along with doting over the family's two mixed-breed dogs, Dallas and Amber. His family had a special message for him: ""We miss you and love you more than you know,"" his wife said. ""Watch over us and protect us forever."""